New statistics from the federal bankruptcy courts show nearly 30,000 Pennsylvania residents and businesses filed for bankruptcy in 2007.
With 2.4 filings per 1,000 residents, Pennsylvania's bankruptcy rate was below the national average and 26th overall.
Of Pennsylvania's three federal districts, the western district registered the most filings, with nearly 12,300.
The district for central and northeastern Pennsylvania registered the biggest percentage increase, at nearly 39 percent.