The Northampton County district attorney on Friday announced theft and conspiracy charges against Shawnta and Hassan Carmon of Allentown.
Top prosecutor John Morganelli says the couple asked philanthropist Marlene "Linny" Fowler for money for things like medical procedures and college tuition.
Authorities say none of the hardship stories were true. Morganelli says the Carmons actually spent the funds on clothes, jewelry and gambling.
Morganelli says the investigation began before Fowler's death on Feb. 4.
A grand jury returned the presentment three days later, but the charges were delayed until after Fowler's funeral.
The couple was being arraigned Friday in Bethlehem. It's unclear if they have a lawyer.