Your mom had it right on days like this. Hats and gloves are mandatory today, and a hot cup of coffee is no substitute.
Most people we saw downtown were smart enough to dress in layers.
And the right equipment makes all the difference on a day like this.
But, on days like today, even a warm smile isn't enough.
There is no time for lingering conversations on a day like this, unless it's indoors over a hot cup of coffee.