"There are five easy ways to do it," she explains.
Her first tip, use online banking and bill-paying.
"The Internet Innovation Alliance estimates that you can save about $47 a year that way, simply in postage, not paying for envelopes, and not taking the time to go to the post office," she says.
Next, for up to $300 savings on travel, compare deals among online booking sites using an aggregator site like CouponWinner.com.
If you go to sites like Coupon Winner.com, you can actually compare all of the rates that are available with additional discounts," Novickis says. "Side-by-side on one screen, you can see Expedia, Orbitz and Travelocity and you can see all their specials and promotions that are going on and their coupons and you can save even addtiional money."
She also says you can save $200 a year by canceling your newspaper subscription, though you might want to get the Sunday paper for the coupons.
And when you shop online, Novickis says you should always look for free-shipping codes and have gifts sent directly to the recipient. She says eliminating packing costs, shipping fees and trips to the post office and mall can save between $60 and $210. For free shipping codes, check PromotionalCodes.com.
Finally she suggests cutting out trips to the movies, since the average family of four goes to about eight movies a year -- spending up to $60 each time on tickets, food and parking.
"If you use your high-speed internet, and use the downloadable films on your TV and on your computer, you can save about $480 a year."
