Authorities on Wednesday unsealed a complaint charging 59-year-old Kirk A. Simmons of Newark with attempted coercion and enticement of a minor.
Simmons remains in custody pending a detention hearing Tuesday.
State police arrested Simmons last month outside a Newark hotel where he allegedly had arranged with an undercover detective to have sex with the fictitious girl.
Court records indicate that Simmons followed through with the plan even after expressing concerns about a law enforcement sting.
Simmons faces state charges of third-degree attempted rape.
At the time of his arrest, he was a vice president for market information at BOA's Newark facility.
Prosecutors say the bank terminated him after his arrest.