If you're already stressed out about the winter holidays taking a bite out of your budget, we've got some help for you.
The season of giving can get expensive. Not only do you have gifts to buy, but how about the cost of entertaining including food and decorations.
With all that in mind - Kiplinger has come up with ways you just might be able to put $1,000 in your pocket by Black Friday.
First, re-shop your auto insurance.
Use comparison tools on websites like Insurance.com or NerdWallet. You can also work with a local independent insurance agent by finding one thorugh TrustedChoice.com.
And don't forget it pays to be a good driver. For isntance, Progressive estimates safe driver can save up to 30% off their premiums.
Kiplinger says two months of savings could add up to $340 if you switch from the priciest policy to the lowest-cost alternative.
Number two: eat at home.
According to the Bureau of Labor Statistics, consumers spent an average of $233 dining out each month.
Number three: Drive less to cut down on the cost of parking, gas, tolls and the occasional ticket.
Number four: Cut the cable cord.
According to the Federal Communications Commission, the average price for expanded basic cable TV service is $66 a month. But of course, many people pay a lot more than that.
Remember many network sites share top shows for free the day after they air. Or you can subscribe to a streaming service, such as Amazon Prime, Hulu Plus or Netflix, to get access to whole libraries of shows and movies for $8 to $9 a month.
Or you can get more than 20 channels-including AMC, the Disney channel and ESPN-and still save by using Sling TV for $20 a month.
And finally: Trim your cell phone bill.
Consider Straight Talk Wireless. It's just $45 for a 30-day cell-phone plan that includes unlimited talk, texts and data.
Kiplinger says by doing all those things, you could save $1,052 or more.
What's the Deal: Holiday saving tips
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