State Police say the trooper stopped the SUV because it was driving erratically on Interstate 95 in Fort Lee.
The trooper found the money in a box and a hydraulically-operated compartment hidden in the vehicle.
Franklin Delacruz and Jose Tremillo-Carnillo of the Bronx, N.Y., are charged with money laundering and conspiracy. They're each held in the Bergen County Jail on $500,000 bail.
It's not known if the men have attorneys.
