Federal prosecutors say 35-year-old Miguel Bell romanced bank workers to get them to pass on customer information. He must also pay $1.7 million in restitution after Monday's sentencing.
Fifteen others pleaded guilty in the case, including a PNC bank branch manager, Wachovia Bank teller and Colonial Penn Insurance Co. employee.
Bell questioned the credibility of the co-defendants turned government witnesses, but a jury convicted him in June.
Authorities say the scheme ended when Bell crashed his car into a tree - leading police to a cache of fake credit cards and drivers' licenses inside.
Bell's lawyer did not immediately return a message Monday.